Best Odds Casino Games Ranked by House Edge
The best odds casino games are full-pay 9/6 Jacks or Better video poker at 99.54% with optimal play and 3:2 blackjack with basic strategy at about 99.43%. The same games on worse rules lose far more: 8/5 video poker costs almost six times as much per hand. We calculated every table-game figure with our own code and took slot figures from providers. See our hub on highest RTP casinos for the casino side; all amounts here are in Canadian dollars.
Best Odds Casino Games at a Glance
Seven bets lead the comparison. Each figure holds only for the rules in the second column, and the last column shows the average cost of putting C$1,000 through the game:
Rank | Game and bet | Rules behind the figure | RTP | Cost per C$1,000 |
1 | Jacks or Better video poker | 9/6 pay table, optimal holds | 99.54% | C$4.56 |
2 | Blackjack | 3:2 payout, dealer stands on soft 17, basic strategy | 99.43% | C$5.70 |
3 | Book of 99 or Mega Joker slot | Provider-published figure | 99% | C$10 |
4 | Baccarat Banker bet | 8 decks, 5% commission | 98.94% | C$10.58 |
5 | Baccarat Player bet | 8 decks, pays even money | 98.76% | C$12.35 |
6 | French roulette, even-money bets | Single zero with La Partage | 98.65% | C$13.51 |
7 | Craps Pass Line | No Odds bet behind the line | 98.59% | C$14.14 |
Rows 1, 2 and 4 to 7 are our models with the rules listed; row 3 is the providers' own figure. RTP is a long-run average, so a single session can end well above or below it. When we score casinos rather than games, the method is the one set out in how we test payouts, and no casino score appears on this page.
Casino Games Ranked by House Edge, Bet by Bet
House edge is the share of every stake a bet keeps on average, and RTP is 100% minus that edge. The cards below take each game family in turn, show the rule that moves its figure and name the version that costs more.
Jacks or Better Video Poker With 9/6 and 8/5 Pay Tables
Full-pay Jacks or Better returns 99.54% when you make the best hold on every deal. We checked it by running all 2,598,960 possible deals through every one of the 32 ways to hold cards and keeping the best. Only two lines of the pay table separate a strong game from a weak one:
- A 9/6 game pays 9 for 1 on a full house.
- A 9/6 game pays 6 for 1 on a flush.
- An 8/5 game cuts those two lines to 8 and 5.
- Both versions pay 800 for 1 on a royal at the maximum bet.
The 8/5 version returns 97.30%, a house edge of 2.70% against 0.46% for 9/6, so the same screen costs 5.9 times as much per hand. The other lines in our model are standard: straight flush 50, four of a kind 25, straight 4, three of a kind 3, two pair 2 and a pair of jacks or better 1. NetEnt lists 99.56% for its Jacks or Better Double Up, close to our figure; its page shows no pay table, so check the paytable screen in the game.
Blackjack Odds at 3:2 Versus 6:5 With Basic Strategy
Blackjack on good rules returns about 99.43% in our infinite-deck model when you follow basic strategy, a house edge of 0.57%. The model assumes the rules below; read the results as close estimates for six- and eight-deck shoes:
- Blackjack pays 3:2 and the dealer stands on soft 17.
- You may double on any two cards, including after a split.
- Each pair splits once, and split aces take one card each.
- The dealer peeks for blackjack, and surrender is not offered.
Blackjack rules | RTP in our model | House edge | Cost per C$1,000 |
3:2, dealer stands on soft 17 | 99.43% | 0.57% | C$5.70 |
3:2, dealer hits soft 17 | 99.21% | 0.79% | C$7.89 |
6:5, dealer stands on soft 17 | 98.08% | 1.92% | C$19.23 |
6:5, dealer hits soft 17 | 97.86% | 2.14% | C$21.42 |
A natural blackjack comes on about 4.73% of hands, and a 6:5 payout takes 0.3 units from each one. That single rule costs 1.35 points of RTP, so 6:5 blackjack costs 3.4 times as much as the 3:2 game. Provider figures sit in the same band: NetEnt lists 99.59% for its three-hand, six-deck Blackjack, and Pragmatic Play says its Double Down After Split tables reach up to 99.59% in some variations when combined with basic strategy.
Baccarat Banker, Player and Tie Bets Compared
Baccarat needs no decisions, so its figures hold for every player. In our exact eight-deck calculation the Banker wins 45.86% of hands, the Player 44.62% and the Tie 9.52%. The bet you choose decides the cost:
Baccarat bet | Payout | RTP in our model | House edge |
Banker | Even money less 5% commission | 98.94% | 1.06% |
Player | Even money | 98.76% | 1.24% |
Banker at a no-commission table | Half the stake on a Banker six | 98.54% | 1.46% |
Tie | 8:1 | 85.64% | 14.36% |
Tie | 9:1 | 95.16% | 4.84% |
Two provider pages match our model exactly. NetEnt lists 98.94% for Baccarat Professional Series, an eight-deck game that pays 9 for 1 on a tie (the same as 8:1), and Pragmatic Play lists 98.76% for its Baccarat, the Player figure. NetEnt also notes that the tie pays 8 to 1 or 9 to 1 depending on the version, which is a gap of almost 10 points of RTP on one bet.
Roulette Odds on European, French and American Wheels
Roulette odds come down to the number of zeros and one rule. A single-zero wheel pays 35 to 1 on a number with 37 pockets, so every standard bet returns 36 units per 37 staked. The four versions compare like this:
Roulette version and bet | RTP | House edge | Cost per C$1,000 |
French, even-money bets with La Partage | 98.65% | 1.35% | C$13.51 |
European single zero, any standard bet | 97.30% | 2.70% | C$27.03 |
American double zero, most bets | 94.74% | 5.26% | C$52.63 |
American five-number bet on 0, 00, 1, 2 and 3 | 92.11% | 7.89% | C$78.95 |
All four rows are our calculations, and the European figure matches the 97.30% Pragmatic Play lists for its Roulette. Evolution describes La Partage plainly: if you make an even-money bet and the ball lands on zero, you lose only half your bet, which halves the edge on those bets. NetEnt confirms that the American wheel adds a double zero, the pocket that nearly doubles the cost. Multiplier tables change the maths too: Evolution's Lightning Roulette pays 29:1 on a straight-up bet that misses the multipliers, instead of 35:1, and lists no RTP.
Craps Odds on the Pass Line, Don't Pass and Odds Bets
The Pass Line wins 244 of every 495 decisions, a house edge of 1.41% and an RTP of 98.59%. Don't Pass is slightly better at 1.36%, the same 98.64% RTP that Betsoft lists for its Craps. The Odds bet behind the line pays true odds and has no house edge, so the more you put behind the line, the lower the edge on your total action:
Craps bet | Payout in our model | House edge | Cost per C$1,000 |
Pass Line with 3-4-5x Odds | True odds on the Odds part | 0.37% | C$3.74 |
Don't Pass | Even money, 12 is a push | 1.36% | C$13.64 |
Pass Line alone | Even money | 1.41% | C$14.14 |
Place 6 or 8 | 7:6 | 1.52% | C$15.15 |
Field | 2:1 on 2, 3:1 on 12 | 2.78% | C$27.78 |
Any Seven | 4:1 | 16.67% | C$166.67 |
The 0.37% figure assumes three times odds on 4 and 10, four times on 5 and 9 and five times on 6 and 8, which puts an average C$3.78 into play for each C$1 line bet. Lower edge does not mean lower spending, since the Odds bet raises the amount at risk. Play'n GO lists Pass Line and Don't Pass Bar among the bets in GO Craps; check the table limits for odds before you count on them.
Slots and Live Game Shows Across a Range of RTPs
No slot has one RTP that applies everywhere, because studios often supply several versions and the casino picks which one runs. Provider pages checked on 6 November 2026 show how wide the range is:
Game and provider | RTP on provider page | Cost per C$1,000 |
Book of 99, Relax Gaming | 99% | C$10 |
Mega Joker, NetEnt | 99% | C$10 |
Gates of Olympus, Pragmatic Play | 96.50% | C$35 |
Crazy Time, Evolution | 96.08% | C$39.20 |
Wanted Dead or a Wild, Hacksaw Gaming | 96.38% down to 88.42% | C$36.20 to C$115.80 |
Le Vampire, Hacksaw Gaming | 97% down to 86% | C$30 to C$140 |
On Le Vampire the lowest version costs C$110 more per C$1,000 than the top one, for identical spins. The RTP line in the game's info or help screen tells you which version the casino runs. Live tables trade odds for features in other ways: Evolution's Ride Free Blackjack turns a dealer total of 22 into a push and lets you double or split some hands without adding your own stake, and its page gives no RTP.
How We Calculated House Edge and RTP for Each Game
Every figure on this page is either a provider's published RTP or a calculation we ran in code on 6 November 2026 and label as our model. For table games we worked out the house edge in casino games directly from the rules:
- Video poker by full enumeration of all 2,598,960 deals with optimal holds.
- Baccarat by exact eight-deck calculation, card by card without replacement.
- Blackjack by an infinite-deck model with total-based basic strategy.
- Roulette and craps by exact probability from the wheel and dice.
- Slots and game shows from the provider's own game page.
A model figure holds only for the rules printed next to it. Change one rule, such as the blackjack payout or the full house line, and the figure changes with it. For blackjack and baccarat the edge is measured against the original bet, so doubles, splits and pushes are already inside it. The table shows where each kind of figure comes from and where you confirm it:
Figure type | How we got it | Where you confirm it |
Model, card and dice games | Exact calculation from the listed rules | Table rules and payout screen |
Model, video poker | All 2,598,960 deals with the best hold | Pay table on the game screen |
Provider, slots and game shows | Studio game page checked 6 November 2026 | RTP line in the info screen |
The testing lab eCOGRA describes RTP as an average achieved over a significant number of game plays and not each time the game is played. It also notes that skill-based games such as blackjack generally have higher RTPs because players make decisions, which is why the top two games in the comparison need correct play to reach their figures.
Casino Game Odds Compared by Cost per C$1,000 Wagered
The full comparison puts the best payout online casino games next to the bets that cost the most. The last column is the house edge applied to total bets, not to your deposit, because C$100 cycled ten times is C$1,000 wagered:
Game and bet | Rules or source | RTP | Cost per C$1,000 |
Jacks or Better | 9/6, optimal holds | 99.54% | C$4.56 |
Blackjack | 3:2, stands on soft 17 | 99.43% | C$5.70 |
Blackjack | 3:2, hits soft 17 | 99.21% | C$7.89 |
Book of 99 slot | Provider figure | 99% | C$10 |
Baccarat Banker | 8 decks, 5% commission | 98.94% | C$10.58 |
Baccarat Player | 8 decks, even money | 98.76% | C$12.35 |
French roulette | La Partage, even-money bets | 98.65% | C$13.51 |
Craps Pass Line | No Odds bet | 98.59% | C$14.14 |
Blackjack | 6:5, stands on soft 17 | 98.08% | C$19.23 |
European roulette | Single zero | 97.30% | C$27.03 |
Jacks or Better | 8/5, optimal holds | 97.30% | C$27.02 |
Gates of Olympus slot | Provider figure | 96.50% | C$35 |
Crazy Time | Provider figure | 96.08% | C$39.20 |
American roulette | Double zero | 94.74% | C$52.63 |
Baccarat Tie | Pays 8:1 | 85.64% | C$143.60 |
Craps Any Seven | Pays 4:1 | 83.33% | C$166.67 |
Table games, video poker and craps are our models; slots and Crazy Time are provider figures. The gap between a good and a bad version of one game is often wider than the gap between games. As an example with our assumptions, C$10 a hand at 100 hands an hour puts C$1,000 through the table every hour:
- 3:2 blackjack costs about C$5.70 an hour on average.
- The Banker bet in baccarat costs about C$10.58 an hour.
- European roulette costs about C$27.03 an hour.
- American roulette costs about C$52.63 an hour.
- The baccarat Tie bet costs about C$143.60 an hour.
Over a four-hour evening those averages become about C$22.82 at good blackjack and C$210.53 at American roulette. Actual results swing far around them, especially over a few hundred hands, so treat the figures as the price of the entertainment rather than a forecast.
Pros and Cons of Low House Edge Casino Games
Low-edge games make your money last longer, but their figures come with conditions that slots and game shows do not have:
Pros | Cons |
Main bets keep as little as 0.46% of each stake | Top figures need exact rules and correct decisions |
Rules and pay tables are shown on the game screen | Look-alike tables can run 6:5 or 8/5 rules |
Baccarat reaches 98.94% with no decisions at all | Side bets and Tie bets carry far higher edges |
Costs are predictable from the rules alone | Bonus wagering often counts table games at a fraction |
Bonus terms are where table players lose the advantage. In casino bonus terms we checked in November 2026, slots commonly counted 100% toward wagering; blackjack commonly counted 5% to 25%, often 10%; roulette 10% to 20%, sometimes 0%; baccarat 0% to 10%; and video poker 0% to 20%, often 10%. Take a C$100 bonus with 35x wagering, which means C$3,500 of qualifying bets:
How you clear C$3,500 of wagering | Bets you must place | Expected cost in our model |
Slot at 96.50%, counting 100% | C$3,500 | C$122.50 |
3:2 blackjack, counting 25% | C$14,000 | C$79.86 |
3:2 blackjack, counting 10% | C$35,000 | C$199.64 |
At a 10% contribution the expected cost of clearing the bonus at blackjack is about twice the bonus itself, and many terms also cap the bet size while a bonus is active. If you mainly play cards, read the contribution table before you accept any offer, or play without a bonus.
Where to Play Low House Edge Games in Canada
Under Criminal Code section 207, provinces conduct and manage legal gambling, and each province runs or regulates its own online games. Offshore casinos that accept Canadian players hold no provincial licence. What you can check before a bet depends on where you play:
Where you play | Who runs or regulates it | What you can check |
Provincial lottery sites | PlayNow, Loto-Québec, PlayAlberta or Atlantic Lottery | Game rules on the provincial site |
Ontario regulated sites | AGCO and iGaming Ontario, since 4 April 2022 | Odds, payout odds or returns in the rules |
Alberta regulated sites | AGLC as regulator, since 13 July 2026 | Registration with AGLC |
Offshore casinos | No provincial licence | In-game rules and pay tables only |
Note that in Ontario, the AGCO's Registrar's Standards for Internet Gaming require that players get enough information to make informed decisions before a bet, with game rules covering the odds of winning, payout odds or returns to players (Standard 4.06). In Alberta, the province's regulated iGaming market launched on 13 July 2026, with AGLC as the market regulator. Gambling age is 18 in Alberta, Manitoba and Quebec and 19 in the other provinces.
How to Get Paid Faster After a Table Game Win
A low house edge keeps more of your balance; the cashier decides how soon it reaches your bank. These steps cut the wait at most online casinos:
- Verify your identity before your first withdrawal request.
- Withdraw by crypto or an e-wallet rather than a card.
- Finish or decline any bonus before you cash out.
- Send the request on a weekday morning, Canadian time.
- Use the same method you deposited with where you can.
In our October 2026 test withdrawals we requested 17 payouts and every one arrived. Times ran from request to money received, and the payment method explained most of the spread:
Payment method | Test withdrawals | Time until the money arrived |
Bitcoin | 3 | 25 minutes to 1 hour |
MiFinity | 2 | 5 to 6 hours |
Skrill | 5 | 6 to 14 hours (median 8 hours) |
Neteller | 3 | 8 to 11 hours |
Interac | 1 | 1 day, one data point |
Trustly | 1 | 1 day, one data point |
Visa | 2 | 2 to 3 days |
Each test was €100 to €150, except the Interac test, which was C$100. The median across all 17 was 8 hours, and 15 of 17 arrived within 24 hours; the two slower ones were Visa. Time depends mostly on the casino's approval queue, and a first identity review commonly takes 24 to 72 hours when documents are accepted the first time, so upload them before you need the money.
Related Guides for Blackjack, Roulette, Baccarat, Video Poker and Live Tables
Each game family has its own guide with the rules to look for and the versions to avoid. Start from the game you play most:
Guide | What it covers | Best figure on this page |
Rules that keep blackjack near 99.4% | 99.43% (3:2, stands on soft 17) | |
European and French tables | 98.65% (La Partage) | |
Banker, Player and Tie odds | 98.94% (Banker) | |
Full-pay tables and pay-table checks | 99.54% (9/6 Jacks or Better) | |
Live tables and game shows | 96.08% (Crazy Time) |
Which Casino Game Has the Best Odds: The Short Answer
Full-pay Jacks or Better at 99.54% and 3:2 blackjack at about 99.43% give the best odds of the games we calculated, with the baccarat Banker bet at 98.94% close behind and no strategy needed. The rules decide more than the game's name, so the highest paying casino games on paper only pay that way on the right table. How fast a casino pays the win out is a separate question, covered on our page of best payout online casinos. Four checks before you sit down:
- Pick 9/6 Jacks or Better over any 8/5 game.
- Pick 3:2 blackjack over any 6:5 table.
- Bet Banker or Player in baccarat and skip the Tie.
- Pick a single-zero wheel, ideally with La Partage.
Casino games are paid entertainment, not a source of income, and no strategy removes the house edge. You must be 18 in Alberta, Manitoba and Quebec and 19 in the other provinces, and T&Cs apply at every casino. See our page on responsible gambling for limits, self-exclusion and the help line for each of the ten provinces.
Frequently Asked Questions About the Best Odds Casino Games
What Casino Game Has the Best Odds Online?
Full-pay 9/6 Jacks or Better video poker returns 99.54% with optimal holds in our model. Blackjack with a 3:2 payout and a dealer who stands on soft 17 follows at about 99.43% with basic strategy.
Is Blackjack or Baccarat Better Odds for a Casual Player?
Blackjack is better if you follow basic strategy: about 99.43% against 98.94% for the Banker bet. Baccarat needs no decisions, so its 98.94% holds for every player, while blackjack drops if you play by guesswork.
How Much Does 6:5 Blackjack Cost Compared With 3:2?
In our model the 6:5 payout cuts RTP by 1.35 points, from 99.43% to 98.08%. Per C$1,000 wagered the average cost rises from C$5.70 to C$19.23.
Which Roulette Wheel Has the Best Odds?
French roulette with La Partage returns 98.65% on even-money bets. Any other single-zero bet returns 97.30%, and the American double-zero wheel falls to 94.74% on most bets.
What Is the Worst Bet in Baccarat and Craps?
The baccarat Tie at 8:1 carries a 14.36% house edge, and Any Seven in craps carries 16.67%. Both cost more than ten times as much per C$1,000 as the main bets in the same games.
Do Slots Ever Pay as Well as Table Games?
A few do. Book of 99 and Mega Joker list 99% on their provider pages, but many slots run in several versions, and one Hacksaw Gaming title goes as low as 86%.