House Edge in Casino Games: Full Table
The house edge in casino games is the share of every bet a game keeps on average, and it equals 100% minus the game's RTP. Across the 29 bets in our table it runs from 0.35% on blackjack with the best common rules to 16.67% on the craps Any Seven bet, and up to 50% on one provincial keno pick. We computed every table-game figure in code on 6 November 2026. Amounts are in Canadian dollars, and the page belongs to our casino payout guides.
What Is the House Edge in Gambling and How It Relates to RTP
The house edge is the casino's average profit on a bet, measured against the original stake. RTP, or return to player, is the same number seen from your side: a game with a 0.57% edge returns 99.43%. eCOGRA, a testing lab, describes RTP as an average that is not achieved each time a game is played. Three rules connect every figure on this page:
- The house edge equals 100% minus the RTP.
- Expected loss equals the total amount wagered times the house edge.
- Each figure holds only for the rules and strategy listed with it.
Take Gates of Olympus: Pragmatic Play publishes an RTP of 96.50%, so its house edge is 3.50% and C$1,000 of spins costs C$35 on average. The question of what is RTP in slots has its own explainer, which shows how far one session drifts from that figure.
House Edge by Casino Game: The Full Table
The table sorts 29 bets from the lowest house edge to the highest. The last column is the average loss per C$100 wagered, which counts total bets, not your deposit. Blackjack and video poker figures assume correct strategy.
|
Game and bet |
Rules behind the figure |
House edge |
RTP |
Average loss per C$100 wagered |
|
Blackjack |
3:2, stands on soft 17, surrender, resplit aces |
0.35% |
99.65% |
C$0.35 |
|
Craps Pass Line with odds |
3-4-5x odds, edge spread over line bet and odds |
0.37% |
99.63% |
C$0.37 |
|
Jacks or Better video poker |
9/6 pay table, optimal holds |
0.46% |
99.54% |
C$0.46 |
|
Blackjack |
3:2, dealer stands on soft 17 |
0.57% |
99.43% |
C$0.57 |
|
Blackjack |
3:2, dealer hits soft 17 |
0.79% |
99.21% |
C$0.79 |
|
Slots at the top of the range |
Book of 99 and Mega Joker, provider RTP 99% |
1.00% |
99.00% |
C$1.00 |
|
Baccarat Banker |
8 decks, 5% commission |
1.06% |
98.94% |
C$1.06 |
|
Baccarat Player |
8 decks, pays 1:1 |
1.24% |
98.76% |
C$1.24 |
|
French roulette |
La Partage, even-money bets |
1.35% |
98.65% |
C$1.35 |
|
Craps Don't Pass |
Bar 12, no odds |
1.36% |
98.64% |
C$1.36 |
|
Craps Pass Line |
No odds |
1.41% |
98.59% |
C$1.41 |
|
Baccarat Banker, no commission |
Half paid on a banker six |
1.46% |
98.54% |
C$1.46 |
|
Craps Place 6 or 8 |
Pays 7:6 |
1.52% |
98.48% |
C$1.52 |
|
Blackjack |
6:5, dealer stands on soft 17 |
1.92% |
98.08% |
C$1.92 |
|
Blackjack |
6:5, dealer hits soft 17 |
2.14% |
97.86% |
C$2.14 |
|
European roulette |
Single zero, any bet |
2.70% |
97.30% |
C$2.70 |
|
Jacks or Better video poker |
8/5 pay table, optimal holds |
2.70% |
97.30% |
C$2.70 |
|
Craps Field |
2:1 on 2, 3:1 on 12 |
2.78% |
97.22% |
C$2.78 |
|
Sic Bo Small or Big |
Pays 1:1, loses on any triple |
2.78% |
97.22% |
C$2.78 |
|
Gates of Olympus slot |
Pragmatic Play's published RTP |
3.50% |
96.50% |
C$3.50 |
|
Crazy Time live game show |
Evolution's published RTP |
3.92% |
96.08% |
C$3.92 |
|
Keno Rush online keno |
OneTouch's published RTP range |
4.66% to 5.14% |
94.86% to 95.34% |
C$4.66 to C$5.14 |
|
Baccarat Tie |
Pays 9:1 |
4.84% |
95.16% |
C$4.84 |
|
American roulette |
Double zero, most bets |
5.26% |
94.74% |
C$5.26 |
|
American roulette |
Five-number bet at 6:1 |
7.89% |
92.11% |
C$7.89 |
|
Slots at the bottom of the range |
Le Vampire, lowest of five provider versions |
14.00% |
86.00% |
C$14.00 |
|
Baccarat Tie |
Pays 8:1 |
14.36% |
85.64% |
C$14.36 |
|
Craps Any Seven |
Pays 4:1 |
16.67% |
83.33% |
C$16.67 |
|
Keno draw game on PlayNow |
BCLC prize table, 1 to 10 picks |
32.83% to 50.00% |
50.00% to 67.17% |
C$32.83 to C$50.00 |
Our guide to the best odds casino games uses the same figures game by game. The 3-4-5x row spreads the Pass Line edge over the line bet plus the odds bet, which pays true odds and carries no edge. The last row is a provincial lottery draw game, and its prizes include your stake.
How We Calculated the House Edge for Each Game
Each figure comes from one of four methods, and each can be checked on the game screen:
- Baccarat, roulette, craps and Sic Bo use exact probabilities from the payouts.
- Video poker covers all 2,598,960 deals with the best hold on each.
- Blackjack uses an infinite-deck basic strategy model.
- Slots, online keno and game shows use the studio's published RTP.
Our blackjack model treats the shoe as infinite, so its figures are close estimates for six- and eight-deck games. NetEnt lists 98.94% for its eight-deck baccarat, our Banker figure, and Betsoft lists 98.64% for craps without naming the bet, the same as our Don't Pass figure. Our keno odds reproduce PlayNow's own, down to 1 in 8,911,712 for ten out of ten.
How Rules Change the House Edge Within One Game
One rule line often moves the house edge more than a switch to another game:
|
Game |
Better version |
Worse version |
House edge, better to worse |
Cost of the worse version |
|
Blackjack |
3:2 blackjack payout |
6:5 blackjack payout |
0.57% to 1.92% |
3.4 times |
|
Blackjack |
Dealer stands on soft 17 |
Dealer hits soft 17 |
0.57% to 0.79% |
1.4 times |
|
Jacks or Better |
9/6 pay table |
8/5 pay table |
0.46% to 2.70% |
5.9 times |
|
Roulette |
Single zero |
Double zero |
2.70% to 5.26% |
1.9 times |
|
Roulette, even-money bets |
La Partage |
No La Partage |
1.35% to 2.70% |
2 times |
|
Baccarat Banker |
5% commission |
No commission, half on a six |
1.06% to 1.46% |
1.4 times |
|
Baccarat Tie |
Pays 9:1 |
Pays 8:1 |
4.84% to 14.36% |
3 times |
On Jacks or Better the difference is two pay table lines: a full house paying 9 instead of 8 and a flush paying 6 instead of 5. That costs C$27.02 per C$1,000 wagered instead of C$4.56. Four lines on the rules screen decide most of the edge:
- The blackjack payout and the dealer's soft 17 rule.
- The full house and flush pays on Jacks or Better.
- The number of zeros on the roulette wheel.
- The commission on the baccarat Banker bet.
What the House Edge Means for Your Payouts per Hour
The house edge works on turnover, not on your deposit, because every dollar you bet again counts again. We assume C$10 a round and 100 rounds an hour, which puts C$1,000 through the game every hour:
|
Game and bet |
House edge |
Average loss per hour |
Average loss over 4 hours |
|
Jacks or Better, 9/6 |
0.46% |
C$4.56 |
C$18.24 |
|
Blackjack, 3:2, stands on soft 17 |
0.57% |
C$5.70 |
C$22.82 |
|
Baccarat Banker |
1.06% |
C$10.58 |
C$42.32 |
|
European roulette |
2.70% |
C$27.03 |
C$108.11 |
|
Crazy Time |
3.92% |
C$39.20 |
C$156.80 |
|
American roulette |
5.26% |
C$52.63 |
C$210.53 |
|
Baccarat Tie, 8:1 |
14.36% |
C$143.60 |
C$574.39 |
|
Craps Any Seven |
16.67% |
C$166.67 |
C$666.67 |
Your pace depends on the table and on autoplay, so scale the figure to your own bet and speed. The payout side is a separate question: in our October 2026 test withdrawals, Bitcoin payouts arrived in 25 minutes to 1 hour and Visa took 2 to 3 days, whatever game the money came from.
Why the House Edge Is Not What You Lose in One Session
The house edge is an average over a very large number of rounds, and one session is short. Our exact model: C$10 on red at a European roulette table, where red wins 18 times in 37:
|
Spins at C$10 on red |
Total wagered |
Average loss |
Typical swing, one standard deviation |
Chance of finishing ahead |
|
10 |
C$100 |
C$2.70 |
C$31.61 |
34.4% |
|
100 |
C$1,000 |
C$27.03 |
C$99.96 |
35.5% |
|
1,000 |
C$10,000 |
C$270.27 |
C$316.11 |
18.8% |
|
10,000 |
C$100,000 |
C$2,702.70 |
C$999.63 |
0.3% |
After 100 spins about one session in three ends ahead, and 7.7% end exactly even, although every spin carries a 2.70% edge. The swing grows more slowly than the average loss, so the edge takes over the longer you play. On slots the version matters as well: Hacksaw Gaming lists five RTP versions for Le Vampire, from 97% down to 86%, and the casino picks which one it runs.
House Edge Information in Canada: Provincial Sites, Ontario and Alberta
In Canada, provinces conduct and manage legal gambling under section 207 of the Criminal Code, so provincial lottery corporations run their own online sites. Offshore casinos hold no provincial licence, and no Canadian regulator sets what their game screens show:
|
Where you play |
Who runs or regulates it |
What you can check |
|
Ontario regulated sites |
AGCO and iGaming Ontario |
Odds, payout odds or returns before you bet |
|
Alberta regulated sites |
AGLC, market launched 13 July 2026 |
Operator registered by AGLC |
|
PlayNow casino games in Manitoba |
Provincial lottery site |
Rules and RTP behind the question mark icon |
|
Keno on PlayNow in British Columbia |
BCLC, for the province |
Prize table with the odds of each prize |
|
Offshore casinos |
No provincial licence |
The studio's figure in the info screen |
Note that in Ontario, the AGCO's Registrar's Standards for Internet Gaming require that before a bet the player gets enough information to make informed decisions, including the odds of winning, payout odds or returns to players (Standard 4.06). Ontario's regulated market has run since 4 April 2022. In Manitoba, PlayNow's GameSense pages state plainly that over time the house always wins.
Checking the House Edge at an Online Casino Before You Play
A low house edge only helps if your table uses the good rules and the casino pays out:
- Open the game rules or info screen before the first bet.
- Find the RTP line, the pay table or the table rules.
- Compare those rules with the better versions in our tables.
- Skip side bets whose edge is several times the main bet.
- Check withdrawal methods and times before you deposit.
Our list of top paying casino sites compares casinos on 60% tested payout speed, 20% withdrawal limits and 20% bonus terms, and the median across our 17 test withdrawals in October 2026 was 8 hours. Gambling age is 18 in Alberta, Manitoba and Quebec and 19 in the other provinces. Terms apply; see our page on responsible gambling for help lines in all ten provinces.
Which Casino Games Have the Lowest House Edge
On main bets, 9/6 Jacks or Better at 0.46% and 3:2 blackjack at 0.57% keep the least of your money, with baccarat Banker at 1.06% close behind. At the other end, the Tie at 8:1, Any Seven and provincial draw keno keep 14% to 50% of every stake. Casino games are paid entertainment, and no house edge, however small, turns them into a source of income.
Frequently Asked Questions About House Edge in Casino Games
What Is the House Edge in Gambling?
It is the share of each bet a casino keeps on average, measured against the original stake. A 2.70% edge on European roulette means an average loss of C$2.70 per C$100 wagered.
What Is the Difference Between House Edge and RTP?
They describe one number from two sides. RTP is 100% minus the house edge, so 3:2 blackjack with a 0.57% edge returns 99.43%.
Which Casino Game Has the Lowest House Edge?
In our table it is blackjack paying 3:2 with a dealer standing on soft 17, surrender and resplit aces, at 0.35% with basic strategy. A craps Pass Line bet backed by 3-4-5x odds follows at 0.37%.
What Is the House Edge on Keno?
It depends on the paytable. Our calculation for the Keno draw game on PlayNow gives 32.83% to 50% by number of picks, while OneTouch publishes an RTP of 94.86% to 95.34% for its online Keno Rush.
Does a Lower House Edge Make a Casino Pay Out Faster?
No. The house edge sets your average loss, while payout speed depends mostly on the casino's approval queue and the method. In our October 2026 tests, Bitcoin payouts arrived in 25 minutes to 1 hour.