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Posted by Rob Ford
Last updated 09.11.2026

5Gringos vs Frumzi: Payouts Compared

5Gringos vs Frumzi comes down to one number in our withdrawal tests: Frumzi paid €100 via MiFinity in 5 hours, while 5Gringos took 14 hours to pay €100 via Skrill. That gap gives Frumzi a Payout Score of 8.0, second of seven in our casino reviews with payout tests, against 6.8 and sixth place for 5Gringos. Both casinos cap entry-level withdrawals at €7,000 a month and set 35x wagering, so speed decides this comparison. Amounts are in euros unless marked C$.

5Gringos vs Frumzi Verdict by Payout Score

Frumzi wins this head-to-head on tested payout speed, the only score component where the two casinos differ. The Payout Score weighs 60% tested payout speed, 20% withdrawal limits and 20% bonus terms on a 0–10 scale:

Score component

Weight

5Gringos

Frumzi

Tested payout speed

60%

14 hours, 7 points

5 hours, 9 points

Withdrawal limits

20%

€7,000 entry cap, 6 points

€7,000 entry cap, 6 points

Bonus terms

20%

35x deposit plus bonus, 7 points

35x deposit plus bonus, 7 points

Payout Score

100%

6.8, rank 6 of 7

8.0, rank 2 of 7

The point bands for each component are on our page about how we test payouts. The 1.2-point gap comes entirely from speed: two extra speed points at a 60% weight. One test is one data point, and the result partly reflects the method, because we tested Frumzi with MiFinity and 5Gringos with Skrill. A faster 5Gringos test is the only thing that would close the gap today.

5Gringos and Frumzi Head-to-Head on Speed, RTP, Limits and Bonus

Side by side, the two casinos match on most payout rules and split on speed, VIP ceilings and bet size. The comparison as of 3 November 2026:

Feature

5Gringos

Frumzi

Our test withdrawal

€100 Skrill, 10 Oct 2026, 14 hours

€100 MiFinity, 12 Oct 2026, 5 hours

Withdrawal approval

Within 3 business days

Up to 72 hours pending, 1–3 days overall

Weekend processing

No weekend rule found

No processing at weekends

Entry withdrawal caps

€500 a day, €7,000 a month

€500 a day, €7,000 a month

Top VIP monthly cap

Higher limits from VIP level 3, no published figure

€20,000 at VIP level 5

Welcome bonus

100% up to €500 plus 200 spins

100% up to €500 plus 200 spins

Bonus wagering

35x deposit plus bonus

35x deposit plus bonus

Maximum bet while wagering

€5

€100 (C$150)

Casino-wide RTP

None published

None published

High-RTP slot from the lobby's studios

Book of 99 (Relax Gaming), 99%

Le Prechaun (Hacksaw Gaming), 97.52%

Native app

None, mobile browser only

None, mobile browser only

Neither casino publishes a casino-wide RTP, so RTP is a game-by-game question at both. The slot figures above are the top versions each provider publishes, not a setting we could see inside either casino. RTP is an average over a large number of game plays, not a promise for a single session, so check the RTP line in a game's info screen before you play it.

Which Casino Pays Faster: Frumzi's MiFinity Test vs 5Gringos' Skrill Test

Frumzi paid our test 9 hours sooner than 5Gringos. Both requests as we logged them in October 2026:

Test detail

5Gringos

Frumzi

Method

Skrill

MiFinity

Amount

€100

€100

Request date

Saturday 10 October 2026

Monday 12 October 2026

Time until the money arrived

14 hours

5 hours

Rank among our 17 tests

13th

4th

Frumzi's 5 hours was the fastest e-wallet result among the seven casinos we review, and only three Bitcoin payouts beat it across all 17 tests. The 5Gringos payout was the slowest of the five Skrill payouts in our file, which arrived in 6 to 14 hours. See our Frumzi casino review for each stage of a Frumzi withdrawal. Three things limit what these two tests prove:

  • Each casino has one test, so neither result is a guaranteed speed.
  • The methods differ, with MiFinity at Frumzi and Skrill at 5Gringos.
  • The 5Gringos request went in on a Saturday.

We found no weekend processing rule for 5Gringos, so we cannot say whether the Saturday start added to its 14 hours. Frumzi does not process withdrawals at weekends, and our Monday request avoided that pause. Across our whole file, the two MiFinity payouts arrived in 5 to 6 hours and the five Skrill payouts in 6 to 14 hours, so the method explains part of Frumzi's lead.

Withdrawal Limits and VIP Caps at 5Gringos and Frumzi

Both casinos cap entry-level withdrawals at €500 a day and €7,000 a month, or C$750 and C$10,500 in a Canadian dollar account. The difference starts higher up the VIP ladder:

Limit

5Gringos

Frumzi

Daily cap at entry level

€500 (C$750)

€500 (C$750)

Monthly cap at entry level

€7,000 (C$10,500)

€7,000 (C$10,500)

First level with higher limits

VIP level 3

VIP level 2, €10,000 a month

Monthly cap at the top VIP level

No published figure

€20,000 at VIP level 5

Bitcoin minimum withdrawal

€60 (C$90)

C$90

As an example at entry level, a €20,000 win leaves either casino in three monthly instalments of €7,000, €7,000 and €6,000, and each €7,000 month takes at least 14 payout days at the €500 daily cap. At Frumzi's VIP level 5, the same win sits within one month's €20,000 cap. Frumzi also pays Interac withdrawals from C$10 in its Canadian cashier.

5Gringos and Frumzi Welcome Bonus Terms Compared

The welcome offers look the same on the surface: 100% up to €500 plus 200 spins at both casinos, with 35x wagering on deposit plus bonus and 40x on spin winnings. The fine print splits on bet size and caps:

Bonus term

5Gringos

Frumzi

Minimum qualifying deposit

€20

€20

Wagering on the match

35x deposit plus bonus

35x deposit plus bonus

Wagering on spin winnings

40x

40x

Time limit

10 days

10 days

Maximum bet while wagering

€5

€100 (C$150)

Spin release

20 a day, each batch valid 24 hours

20 a day, each batch valid 24 hours

Excluded deposit methods

Skrill and Neteller

Skrill and Neteller

As an example with one assumption, a €100 deposit plus a €100 bonus needs €7,000 of slot bets at either casino; at a 96.5% RTP that costs €245 on average, more than the bonus. Frumzi also caps bonus winnings at 10x the bonus. Skrill deposits miss the offer at both, so our tested 5Gringos Skrill route and a bonus do not mix. 5Gringos runs three regular offers for returning players:

  • Weekly cashback of up to 15%, capped at €3,000, from VIP level 3.
  • Live casino cashback of 25% up to €200, with 1x wagering.
  • A weekly reload of 50 spins.

The weekly cashback scales with VIP level, from 5% at level 3 to 15% at level 5, while the live cashback needs no VIP level. See our 5Gringos casino review for the five welcome offers its homepage shows by player profile. A deposit without any bonus stays the cleanest route to a fast cashout at either casino.

Who Should Choose 5Gringos and Who Should Choose Frumzi

Frumzi fits more payout-first players, but 5Gringos has its own case. Frumzi suits players who:

  • Cash out to MiFinity or another e-wallet.
  • Want a published €20,000 monthly cap at the top VIP level.
  • Withdraw in Canada through Interac from C$10.
  • Place bets above €5 while clearing a bonus.

5Gringos suits a different set of players, mainly those who value promotions and visible licence details over speed. 5Gringos suits players who:

  • Want a licence number shown in the site footer.
  • Play live casino and value 25% live cashback.
  • Expect to reach VIP level 3 and weekly cashback.
  • Accept a 14-hour test payout over Frumzi's 5 hours.

Both casinos operate under offshore Anjouan licences, so neither holds a licence from a regulator in Canada, Australia, New Zealand or Ireland. In Australia, the ACMA blocked Frumzi in March 2026 under the Interactive Gambling Act 2001, while 5Gringos did not appear in the ACMA blocking lists we checked. The account safety details side by side:

Safety detail

5Gringos

Frumzi

Licence

Anjouan, ALSI-202606064-FI2

Anjouan, no licence number on the site

Operator

Rocketship Ventures S.R.L.

Stellar Ltd

Australia (ACMA)

Not in the blocking lists we checked

Blocked in March 2026

Documents asked for

ID, address, payment-method proof, transaction history

Photo ID and proof of address

Document check time

Up to 10 business days

Up to 10 business days

Upload your documents soon after registering at either casino, because a check of up to 10 business days can outlast any payout window above. 18+ only, and T&Cs apply to every bonus. Gambling can be addictive: see our page on responsible gambling for support services, and Gambling Therapy offers free support worldwide.

Our Pick Between 5Gringos and Frumzi for Faster Payouts

Frumzi is the pick for payout speed: it paid our €100 MiFinity test in 5 hours against 14 hours for the 5Gringos Skrill test, and scores 8.0 to 6.8. Limits and bonus terms are level at €7,000 a month and 35x, so pick 5Gringos only if its cashback or footer licence number matters more than speed. Both sit in our full payout ranking with all seven tests.